Life Insurance offers you the peace of mind that comes with knowing your family's needs are covered. You pay a monthly premium, and if the unexpected happens, your loved ones get a death benefit they can use for things such as medical bills, funeral expenses, outstanding mortgage, college tuition and even living expenses.
The Davis Group can provides numerous types of policies, however, all these policies are variations of two basic types of life insurance; term and permanent. You can feel confident today knowing your family will be secure with the life insurance policy that you choose if they ever have to make it on their own.
Term Life - This is coverage provided for a
specific face amount, for a specific time period.
If the death of the insured occurs within the
time period the death benefit is paid to the
beneficiary. Term insurance is the most
affordable type of insurance & convertible.
Whole Life - This policy has a specified face
amount, but unlike term insurance, the policy has no specified time period. As long as the policy premium is paid the policy is in force. Permanent insurance offers extra features such as flexible face amounts and cash accumulation accounts. This policy is more expensive than term insurance.
Face Amount - This is the amount of policy that will be paid to the beneficiary in the case the insured has passed away.
Let us provide you with a complimentary Personal Insurance Review consultation to assist you in determining your needs, budget and strategy.